My story.

Short intro: I’m Petra, business owner. Born in the Netherlands. Moved to HK and Guangzhou in 2004.

Why I Built Hong Kong Dividend Stocks.

Hong Kong, 2010. The financial crisis almost wiped me out. Years of hard work building my company were suddenly under threat. And if that wasn’t enough, I did not see my accountant had made years before an error that came to light and created an uncomfortable issue with the revenue tax department.

I worked it out, but I was left with two nagging feelings:
1. Fight hard to get my business back in the blue.
2. Make sure I would never again face a financial downpour unprepared.

That first point became my job. The second part became my mission.

I started studying corporate finance and exploring investing strategies. I wasn’t looking for “get rich quick.” I wanted a way to put my hard-earned money to work. Just steadily, safely , even if the growth was slow as long as it grew and didn’t vanish overnight.

That’s when dividend growth investing came onto my radar. The story of Dividend Mantra made it even more relatable. (The website is gone, but still echos on the interweb)

Then I discovered something about Hong Kong: income from dividends here is not (or almost not) taxed. That was a light bulb moment. If I focused on Hong Kong-listed dividend growth stocks, my money could work harder while I reduced risks.

I began searching for companies that had not decreased dividends for at least 5 consecutive years. I found a few… but no complete list. That was so frustrating.

Then I did what nobody else seemed to have done: I conducted my own investigation and went through every Hong Kong listing, one by one. It was a long endeavor , that included countless late nights, weekends, even holidays , but it eventually gave me the result I wanted:

 The Directory of All Hong Kong Dividend Growth Stocks.

But then came a new problem: how to pick the top 5? A high yield alone wasn’t enough. A high growth ratio wasn’t always safe. I needed a framework.

I went back to the drawing board. I asked myself: What really matters?

The answer boiled down to three outcomes:

• Dividend Growth – your income should rise every year.
• Dividend Safety – minimize the risk of cuts.
• Stock Value – buy at a fair price.

Those three became the foundation of my stock screener and later the Score Cards.

Now I could see which stocks scored best in these three categories. It cut through the noise and gave me clarity.

Is it a perfect system? No, markets and companies always have twists and risks. But it takes out the emotional influence, keeps investing rational,and saves hours of time filtering and researching. Maintaining this Directory still takes time yet for me, it’s worth it.

That’s how I built Hong Kong Dividend Stocks.
Not to sell hype or tips, but to share the structure and data that I once wished existed.

If you’ve ever felt the confusion I felt, I hope this work saves you years of frustration and helps you build the reliable income stream you deserve.